Fund That
Medical Equipment Financing for U.S. Businesses
Reviewed by Fund That · Commercial financing education · Updated September 29, 2026
Medical equipment financing can help U.S. clinics, healthcare practices and related businesses acquire productive equipment while preserving cash for staffing, supplies and day-to-day operations.
What medical equipment may be financed?
- Diagnostic and imaging equipment
- Dental and specialty-practice equipment
- Laboratory and testing equipment
- Patient-care and treatment equipment
- Sterilization and clinical support equipment
- Technology and other productive practice assets
What do financing providers review?
Providers may review time in business, professional ownership structure, revenue, bank activity, existing obligations, equipment details, purchase price and seller information.
New or used medical equipment?
Both may be considered depending on the asset and provider criteria. Used equipment may require additional age, condition or valuation information.
What if the practice also needs operating capital?
For payroll, supplies or other operating needs beyond the equipment purchase, review working capital financing or a broader business loan.