Business financing, explained clearly.

Fund That is a commercial financing broker operated by 16647758 Canada Inc. We help U.S. businesses explore financing options through independent banks, credit unions, leasing companies, finance companies and other financing providers. Unless expressly stated otherwise in a separate written agreement, Fund That is not the lender or lessor.

Fund That currently accepts requests for business loans, business lines of credit, equipment financing and working-capital financing. The options available to a particular business depend on the financing request, business profile and participating provider criteria.

U.S. businesses may submit a financing request once the U.S. intake is launched. Eligibility varies by provider and product and may depend on factors such as time in business, revenue, industry, location, credit profile, banking activity, existing obligations, the purpose of the financing and the asset being financed.

Start by completing the Fund That commercial financing application with information about your funding need, business and primary contact. After the application is submitted successfully, you can book a funding review with a Fund That specialist. Our team then reviews the request, gathers any additional information that may be needed and explores applicable financing-provider options.

The initial Fund That website funding request is not, by itself, a blanket authorization for every possible credit inquiry. Some financing providers may require a credit check or other verification later in the process. Where additional authorization is required, it will be obtained through the applicable consent, application or provider process before that inquiry is performed.

The documents required depend on the financing product and provider. You may be asked for financial statements, bank statements or secure bank-verification information, tax or accounting records, business ownership information, equipment quotes or invoices, identification and other documents relevant to the request. The initial website application does not require you to email sensitive financial documents.

Timing varies by financing product, provider, application completeness, documentation, verification and underwriting requirements. Some requests can move quickly when all required information is available, while more complex transactions may require additional review. Fund That does not guarantee a specific approval or funding timeline.

Depending on the financing product and provider, common uses may include equipment purchases, vehicles and machinery, inventory, payroll, supplier payments, renovations, expansion, marketing, technology and general working capital. Permitted uses are ultimately determined by the applicable financing provider and transaction terms.

Rates, fees, payment amounts and financing terms vary by provider, product, business profile, amount, term and transaction risk. The applicable financing terms should be reviewed in the provider’s final written offer or agreement before you accept financing.

Fund That may charge a brokerage, advisory, success or other service fee for a financing transaction. If a customer fee applies, it will be separately disclosed and agreed to in writing before the applicable financing transaction is finalized. The Fund That fee agreement will set out the applicable fee structure and payment terms.

No. Financing is subject to eligibility, verification, documentation, provider criteria, underwriting and final approval. Submitting an application or speaking with a Fund That specialist does not guarantee approval, a particular rate, a particular term or funding.

Fund That is part of the Finance That family and focuses on commercial business financing. The Fund That website and application experience are designed specifically for business-financing requests, while related Finance That brands may serve other financing categories.